COVID-19 Support & Resources for Businesses

NEW! 2nd Round PPP/EIDL Loans 

The City of Kirkland is dedicated to assisting our business community survive and thrive beyond the COVID-19 global pandemic. City leadership acknowledges that the COVID-19 pandemic disproportionately impacts populations within our community already facing health and economic disparities. In its outreach, criteria and policies, the City has endeavored to reach and assist our most vulnerable and impacted business populations including BIPOC communities. The City has undertaken many strategies to help local businesses, business owners, employees and non-profit organizations, as well as all Kirkland residents who have been negatively impacted by the virus. 

The effects of COVID-19 have negatively affected all Washingtonians, but Washington’s small business, especially those from marginalized communities, have been hit especially hard. The City of Kirkland strongly supports an equitable recovery for all of its communities. The Washington State Department of Commerce has compiled a list of organizations who can provide culturally and linguistically relevant assistance for business owners and organizations affected by COVID-19.   

  • Providing grants to small businesses and nonprofits: Kirkland CARES Small Business Relief Fund. For more information about the City's small business relief efforts, please see our COVID-19 Economic Development and Small Business Relief(PDF, 193KB) summary. 
  • Creating a digital marketplace for Kirkland businesses to connect with customers:
  • Designating stalls at Marina Park for in-car dining
  • Establishing an "Evenings on Park Lane" application for Sidewalk Cafés during the summer
  • Designating temporary pick-up/take-out parking stalls: Temporary Pick-up/Take-out Parking Stalls Application(PDF, 132KB).
  • Establishing a "2020 Outdoor Café Permit Application Form" and waiving fees for Outdoor Café Permit renewal: 2020 Sidewalk Café Application and Checklist(PDF, 255KB)
  • Establishing a "Temporary 'Parklet' Street Use" application for Kirkland restaurants to expand outdoor seating into adjoining on-street parking stalls: Temporary "Parklet" Street Use Permit Application Form(PDF, 206KB)
  • Establishing a notification process for Kirkland businesses to temporarily use adjoining private parking stalls for expanded outdoor café seating or outdoor retail space: Private Parking Conversion Notice(PDF, 84KB).
  • Enacting a moratorium on commercial evictions for small businesses and nonprofits.
  • Launching the (re)STARTUP425 Business Response Team to provide free, one-on-one assistance to small businesses and nonprofits in navigating relief funding opportunities.
  • Spearheading the Kirkland Small Business Relief Fund, a grant program created through a collaboration between the City, Google, the Greater Kirkland Chamber of Commerce, and Banner Bank. The initial seed funding of $250,000 from benefited 250 qualifying small businesses in Kirkland. The application process for round 2 opened on Monday, August 3, 2020 at 9 a.m. and closed on Sunday, August 9, 2020 at 6 p.m. For more information, visit the Small Business Relief Fund page on the Chamber website. 
  • Allowing for the temporary deferral and suspension of utility charges.
  • Easing Sign Code regulations that restrict the use of temporary signs to help essential businesses communicate with their customers.
  • Temporarily suspending time limitations for downtown parking and implementing free parking at City-owned lots to help with curb-side pickup of carry out food. As of July 17, parking is being enforced throughout downtown, at the Lakeshore Parking Lot near Marina Park, and at the Lake and Central Lot. For more information about parking in the City of Kirkland, visit our parking webpage.  
  • Implementing a Human Services Stabilization Initiative to support our human services providers.
  • Producing and mailing a COVID-19 resource packet to all licensed Kirkland businesses.

We will continue to update this webpage with additional information and resources available to Kirkland businesses and nonprofits.

Gov. Inslee's Washington State Reopening Plan

King County's Reopening Phase and Information

Effective January 11, 2021, the State of Washington launched  Healthy Washington – Roadmap to Recovery which takes a regional approach to a upcoming phased recovery plan. King County is part of the 3-county Puget Sound Region outlined by the plan. Phased reopening of businesses and gatherings in King County will follow those achieved by the Puget Sound region, and be guided by the metrics that govern WA State’s Roadmap to Recovery strategy. The plan’s geographic regions are designed based on the available health care services in the area which has a strong connection to the metrics we will be using for COVID-19 hospitalizations, case data, and general mobility of individuals.

Current COVID-19 guidance can be accessed here: Healthy Washington - Roadmap to Recovery

Former COVID-19 guidance can be accessed here: Safe Start Washington - A Phased Approach for Reopening

For more information on progress and details of King County’s reopening, please visit the Public Health - Seattle & King County website.

Financial Assistance: Grants, Loans and Other



(re)STARTUP425’s Business Response Team can provide free technical advising to assist in accessing financial options (like grants and SBA loans), becoming loan-ready, and retaining employees. They’ve partnered with Business Impact NW, a community-development financial institution and nonprofit, to bring Eastside businesses one-on-one advising from local experts in small business resilience.

Loans & Grants

NEW! 2nd Draw Paycheck Protection Program (PPP): The Small Business Association is now accepting applications for a Second Draw of PPP Loans. Applicants must work with participating Community Financial Institutions (CFIs). Borrowers can be matched with qualified PPP lenders using SBA Lender Match. This new round of PPP forgiveable loans is both for businesses that received a PPP in 2020 as well as for those who have not taken one before. The window to apply for the Second Draw PPP Loans is January 13, 2021 - March 31, 2021.

For help understanding the process and whether you qualify, contact the Startup 425 Business Response Team.

Find detailed information on PPP Loans and Eligibility here.

Click to download the Paycheck Protection Program Second Draw Borrower Application Form 

Click to download the Paycheck Protection Program First Draw Borrower Application Form

The Shuttered Venue Operators Grant program was included in the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act signed into law by President Trump on Dec. 27, 2020. Eligible organizations with a reduction in revenue due to the COVID-19 pandemic will soon have the opportunity to receive up to a $10 million grant under the program. In total, the Economic Aid Act allocates $15 billion for the Shuttered Venue Operators Grants. Learn more about this SBA grant opportunity here.

 COVID-19 Economic Injury Disaster Loans provide economic relief to small businesses and  nonprofit organizations that are currently experiencing a temporary loss of revenue. Learn more about these SBA loans here.


The Kirkland Small Business Relief Fund was created by Google, the City of Kirkland, the Greater Kirkland Chamber of Commerce, and Banner Bank’s Kirkland branch to provide immediate grants to qualifying small businesses and small nonprofits in Kirkland impacted by COVID-19. The second round of grants closed in August. For more information, including application details and information on contributing to the fund, please visit the Chamber’s website.

Seattle Foundation has established a COVID-19 Response Fund, which will initially assist nonprofit organizations that work with communities disproportionately impacted by COVID-19 and its consequences. Please note that this fund will not initially assist nonprofits that have lost revenue, though this may be considered in the future.

Facebook has established a Small Business Grants Program to assist businesses in addressing the impacts of COVID-19. These grants will include both cash grants and ad credits.

The Seattle Metro Chamber, which serves as the King County Associate Development organization, is working to ensure that $580,000 in federal funding reaches king County small businesses. This is part of the $10 million that Washington state received for small business support from the federal CARES Act. The application process is open through 5 p.m., Monday, September 28. For more information about the grants, including eligibility requirements, visit the King County Associate Development Organization website. 

Other Resources

King County's Hazardous Waste Management Program offers a Voucher Incentive Program for eligible businesses to purchase personal protective equipment (PPE) and hazardous waste improvements like safe storage for cleaning products and other chemicals. 75 percent of expenses can be reimbursed, up to $599. Expert staff can recommend improvements that will help keep staff and customers safe.

Leases, Utilities, & Taxes


The City Council created a moratorium on small business and nonprofit organization evictions(PDF, 746KB)  in Kirkland due to nonpayment of rent or the expiration of leases during the COVID-19 proclamation of emergency or 60 days after the directive (dated March 31, 2020), whichever happens sooner. The moratorium can be extended beyond 60 days with ratification of the City Council. On June 16, the Council passed Resolution R-5432(PDF, 746KB), which extends the moratorium 60 days from June 10, 2020, or until the end of the emergency proclamation, whichever happens sooner. 

Communities Rise have published a Lease Amendment Toolkit to assist small businesses and nonprofits in negotiating their commercial leases. 


  • The City of Kirkland is suspending all late fees, tag fees, and water shut offs until 30 days after rescission of Governor’s Executive Order. Although utility charges are not being discounted or waived, deferral of your utility bill allows you to delay payment of current charges.
  • Puget Sound Energy is not disconnecting utility service for non-payment at this time. Additionally, it is temporarily waiving late fees for non-payment. It will work with customers on options like payment plans and bill extensions.
  • Comcast Xfinity is not disconnecting internet service or assessing late fees at this time. Eligible customers can get more information and contact Comcast.
  • CenturyLink is not disconnecting internet service or assessing late fees at this time. Eligible customers can get more information and contact CenturyLink.
  • T-Mobile is not disconnecting small business customers due to inability to pay at this time. Additionally, it is temporarily waiving any late fees that small business customers incur due to the COVID-19 situation. Eligible customers can find more information from T-Mobile.


  • State Department of Revenue is offering filing extensions and penalty waivers for state-level B&O taxes. Eligible businesses can get more information and apply.
  • The federal Internal Revenue Service extended the April 15 tax filing and payment deadline to July 15, regardless of the amount owed. Individual taxpayers unable to meet the July 15 due date were able to request an automatic extension of time to file until October 15.The IRS can provide additional information.

Resources for Employers and Workers

Communities Rise has launched a virtual COVID-19 Legal Clinic to assist small businesses and nonprofits in Washington state with COVID-19-related business legal issues. They have set up a new streamlined online platform to match clients and volunteer attorneys with minimal processing time.

Washington State Employment Security Department: COVID-19 Assistance

Guidance and Resources for COVID-19 Topics Related to Labor & Industries (L&I)

Help for businesses wanting to keep employee health coverage: The State Office of the Insurance Commissioner has let all health insurers know they have flexibility in defining who is eligible for coverage under the employer-sponsored health plan. If an employer would like to try to keep their employees covered or have other questions, they should reach out directly to their health insurer. Visit the Coronavirus and Health Insurance webpage for more information.

Federal, state, and other financial programs




This information is being provided to you by the City of Kirkland for informational purposes only. The City makes no specific representations or endorsements with respect to these programs and services.